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RLI Personal Umbrella

​​​​​​​​Arlington/Roe & Co. is the program administrator for the R​LI Personal Umbrella. All business applications for the Personal Umbrella should be forwarded to Jennifer Hopper. All new business applications must be submitted to Arlington/Roe & Co. Please print completed fillable application and mail with a check for the full premium to Arlington/Roe & Co. 

RLI's Stand Alone Personal Umbrella Policy covers your client's assets by providing up to $5 million in coverage above and beyond the insured's underlying homeowners and automobile policies. This personal umbrella is the perfect solution for difficult-to-place personal lines accounts. The application is self-underwriting, so you'll know immediately after completing it whether or not your insured qualifies.


Highlights of the policy include:​

  • 10% commissions paid on new and renewal business
  • Up to $5 million coverage available over and above existing underlying insurance policies – including home, auto or boat coverage
  • Very affordable
  • Immediate availability
  • Covers above auto, home, boat, or rental properties
  • New drivers accepted — no age limit on drivers
  • Up to one DWI/DUI per household allowed
  • Auto limits as low as 100/300/50 in certain cases
  • Excess UM/UIM coverage
  • Written on admitted paper by RLI Insurance Company, rated A+ by A.M. Best Company

RLI is int​roducing a new application that will be MANDATORY in all states due to the underwriting changes incorporated into the program. These underwriting changes are:

1. Risks having a driver over 69 are no longer eligible for the Standard II rating tier.
2. Underlying automobile limits of 100/300 are no longer an available option for risks having a driver over 69.
3. Drivers over the age of 79 cannot have more than 1 incident with the last 3 years.​​


To view IIAK rates, please login as a member.​

What is a Personal Umbrella Policy?

ContactFor questions or further information contact:

Jennifer Hoppe​r
Personal Lines Underwriter
Arlington/Roe & Co., Inc.
8900 Keystone Crossing, Ste. 800
P.O. Box 80803
Indianapolis, IN 46280

Toll Free: (800) 878-9891, ext. 8639
Local Fax: (317) 554-8551
Toll Free Fax: (888) 552-9891