The RLI At Home Business
Policy provides affordable coverage for those
people who operate small home-based businesses. Insureds often believe their
existing homeowners or apartment-dwellers policy will cover any loss or damage
to their business equipment, furniture and supplies in the event of fire,
theft or other catastrophe, when in fact, those policies usually explicitly
exclude coverage for any business exposures on their premises.
This product is not intended for all types of at-home business.
It is specifically targeted for over 100 retail and services risks operated
from the insured's residence and presenting minimal product liability,
professional liability and/or off-premises exposures. Professional liability is
excluded and requires a separate policy.
rated and admitted nationwide
to $1,000,000 in business liability protection
to $100,000 (varies by state of risk) comprehensive coverage for business
personal property both on- and temporarily off-premises
to $5,000 per person for medical payments to customers injured on the
for loss of business income
increased coverage for theft of jewelry and watches ($250 limit, available
in most states)
coverage available for Money & Securities, Electronic Data Processing
Equipment (varies by state of risk), and additional insureds
coverage for Certified Acts of Terrorism available nationwide
rates starting at just $125 annually, depending on the location and type
Arlington/Roe & Co. is the program administrator for
the At-Home Business Program. All business applications for the Home
Business should be forwarded to Jennifer Hopper.
All new business applications must be submitted to Arlington/Roe & Co. by
mail with a check for the full premium.
For questions or further information contact:
Personal Lines Underwriter
Arlington/Roe & Co., Inc.
8900 Keystone Crossing, Ste. 800
P.O. Box 80803
Indianapolis, IN 46280
Toll Free: (800) 878-9891, ext. 8639
Local Fax: (317) 554-8551
Toll Free Fax: (888) 552-9891