The RLI At Home Business
Policy provides affordable coverage for those
people who operate small home-based businesses. Insureds often believe their
existing homeowners or apartment-dwellers policy will cover any loss or damage
to their business equipment, furniture and supplies in the event of fire,
theft or other catastrophe, when in fact, those policies usually explicitly
exclude coverage for any business exposures on their premises.
This product is not intended for all types of at-home business.
It is specifically targeted for over 100 retail and services risks operated
from the insured's residence and presenting minimal product liability,
professional liability and/or off-premises exposures. Professional liability is
excluded and requires a separate policy.
- A+
rated and admitted nationwide
- Up
to $1,000,000 in business liability protection
- Up
to $100,000 (varies by state of risk) comprehensive coverage for business
personal property both on- and temporarily off-premises
- Up
to $5,000 per person for medical payments to customers injured on the
insured's premises
- Coverage
for loss of business income
- Standard
$250 deductible
- Optional
increased coverage for theft of jewelry and watches ($250 limit, available
in most states)
- Optional
coverage available for Money & Securities, Electronic Data Processing
Equipment (varies by state of risk), and additional insureds
- Optional
coverage for Certified Acts of Terrorism available nationwide
- Competitive
rates starting at just $125 annually, depending on the location and type
of business
Arlington/Roe & Co. is the program administrator for
the At-Home Business Program. All business applications for the Home
Business should be forwarded to Jennifer Hopper.
All new business applications must be submitted to Arlington/Roe & Co. by
mail with a check for the full premium.
| For questions or further information contact:
Jennifer Hopper Personal Lines Underwriter Arlington/Roe & Co., Inc. 8900 Keystone Crossing, Ste. 800 P.O. Box 80803 Indianapolis, IN 46280
Toll Free: (800) 878-9891, ext. 8639 Local Fax: (317) 554-8551 Toll Free Fax: (888) 552-9891
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