RLI's Stand Alone Personal Umbrella Policy covers your client's assets by providing up to $5 million in coverage above and beyond the insured's underlying homeowners and automobile policies. This personal umbrella is the perfect solution for difficult-to-place personal lines accounts. The application is self-underwriting, so you'll know immediately after completing it whether or not your insured qualifies.
Highlights of the policy include:
RLI is introducing a new application that will be MANDATORY in all states due to the underwriting changes incorporated into the program. These underwriting changes are:
1. Risks having a driver over 69 are no longer eligible for the Standard II rating tier.2. Underlying automobile limits of 100/300 are no longer an available option for risks having a driver over 69.3. Drivers over the age of 79 cannot have more than 1 incident with the last 3 years.
To view IIAK rates, please login as a member.